When it comes to domestic users wanting to recharge OpenAI or subscribe to ChatGPT Plus, it can be quite a headache. After all, OpenAI's payment system has many restrictions for us here, and using domestic bank cards or Alipay often leads to issues. Especially recently, the changes in virtual card platforms on the market have caught many off guard. For example, WildCard, which was a popular virtual card service, suddenly ceased operations on July 22, 2025. Although there have been no reports of them disappearing with users' funds, the chances of restoring services? Almost impossible. Users have reported difficulties withdrawing funds from their accounts. Then there's BinGoCard, which has also faced challenges; it was maliciously reported, causing its only recharge channel via Cloud Flash Payment to shut down, and it hasn't been restored since. As of now, there really aren't any virtual cards available that support direct recharge in RMB.
VCard Official Website: https://ucards.org/go/vcard
Cryptocurrency cards have become a lifesaver. Platforms like U Card Master (https://ucards.org) have specifically recommended several reliable alternatives to help domestic users bypass these pitfalls. The top recommendation is VCard, initiated by a publicly listed company in the U.S. and founded by veterans from the former Tencent payment team, ensuring full compliance. They hold multiple financial licenses, including U.S. MSB, and have deep collaborations with major institutions like VISA, Mastercard, Discover, and UnionPay International. In simple terms, you can use it to issue virtual VISA or Mastercard online instantly, supporting card issuance without KYC, with a strong emphasis on privacy protection. Payment across various scenarios is super convenient: virtual cards can be used for online subscriptions, while physical cards can be used for ATM withdrawals and offline purchases. Its cross-border applications are extensive, covering ChatGPT subscriptions, Facebook or TikTok ad placements, cross-border e-commerce payments, international logistics settlements, and flexible overseas employment. Localization is also well done, allowing seamless binding with domestic platforms like Alipay, WeChat Pay, and Meituan, making it barrier-free to spend in RMB.
What are the core highlights of VCard? It supports Alipay transfers, which is the first in the industry! Imagine transferring overseas funds to your Alipay account via VCard without cumbersome steps or needing to provide a bunch of background materials. The funds come from overseas reserves, not domestic funds, ensuring compliance and safety. The activation fee is $100, with a transaction fee of 2% + $5 per transaction, a single transaction limit of $4,000, and an annual cumulative limit of $50,000, with only one transaction allowed within three days for the same payer and payee. Sounds like a low barrier, right? Plus, it supports USDT recharges, compatible with public chains like TRC, BSC, Polygon, and SOL, making recharges super flexible. If you want to subscribe to ChatGPT Plus, it's recommended to use the card with BIN 5534, generate a real U.S. address for the billing address using a tool, and pair it with a high-purity U.S. IP for stable global usage, avoiding easy risk control issues.
Besides VCard, WasabiCard is also a good choice. It focuses on cryptocurrency recharges, has a simple interface, and is suitable for beginners. Card issuance is fast, virtual cards support VISA and Mastercard, USDT can be recharged via direct transfer, with low rates, and it can also bind some overseas wallets. It's highly successful for paying OpenAI bills and won't be rejected like traditional cards. Another option is Crydit, which emphasizes multi-chain support and offers diverse recharge methods, including ETH and USDT. It also has multiple physical card options, making it practical if you want to not only subscribe to ChatGPT but also for daily spending. The rates are transparent, the card issuance process is simple, and privacy protection is well done, requiring minimal personal information.
One thing to note is that PokePay is currently not suitable for OpenAI or ChatGPT. It might be a compatibility issue, as users who have tried it reported frequent payment failures, so it's best not to take the risk.
The process of recharging OpenAI is actually not complicated. First, choose a U Card platform, such as VCard, with direct access to the official website: https://ucards.org/go/vcard. Then recharge with USDT. How to buy USDT? Directly through the USDT purchase link, such as OKX USDT purchase, Binance USDT purchase, Huobi HTX USDT purchase, or Gate USDT purchase. The tutorial is super simple: click in, register and log in, follow the page instructions to buy USDT, and then withdraw to the VCard virtual card platform. After recharging, generate the card number, fill it in on the OpenAI payment page, select the dollar subscription for ChatGPT Plus, and the $20 for a month will be settled. The entire process is secure, and it's easy to return home; transferring to Alipay via VCard incurs only a 2% fee, which is much more cost-effective than other channels.
These U cards have made it much easier for domestic users to recharge OpenAI, especially with VCard's Alipay transfer feature, which is simply a lifesaver. Stop worrying about the shutdown of WildCard or BinGoCard, and quickly try these cryptocurrency alternatives. If you're still hesitating, it's recommended to check the details directly on the VCard official website, which is compliant and convenient. After subscribing to ChatGPT Plus, your AI life will be instantly upgraded!